What is Two?
Access instant net terms at the checkout from your favourite merchants. Two simplifies the B2B purchasing experience and cuts days of admin by allowing you to checkout with terms in seconds. No more lengthy application forms or excessive wait times - just simple, straightforward business purchases.
How does Two work?
- To purchase using Two, simply start by filling in your company details at the checkout of your favourite merchant. Two runs an instant credit check using this information and determines whether you can purchase the order on net terms. Note, our credit checks won't appear on your company's credit record!
- Once you’ve been approved, Two will ask you to verify your identity via our verification methods. Depending on your location, this will either be via Vipps, BankID or Open Banking. This helps us protect Two, your company and the seller from fraud. You can learn more about our verification methods in some of our jurisdictions here: UK, Norway, Sweden.
- Once the seller has accepted your order, you’ll receive an invoice via email from Two made out to your business. Simply pay the invoice by the due date!
Why use Two?
-
Protection
Purchasing with Two is safe and secure, supported by our world-leading credit and fraud engines. These safety features are designed to keep you protected from fraud while giving you the best credit limits possible.
-
Purchasing flexibility
You get payment terms that work for your business to help optimise your cash flow, at no additional cost.
-
Convenience
Two handles all the paperwork and sends you invoicing and payment reminders for your purchases.