What is Two?
Two is a B2B payment solution that allows merchants to offer their customers flexible payment terms, directly from their checkout. Supported by our power credit and fraud engines, Two simplifies the selling process by handling all the admin and credit risk, all while helping to boost B2B sales and provide upfront payments.
How does Two work?
When your buyer chooses to pay with Two, we run an instant credit check to assess their creditworthiness based on their company name. If necessary, your buyer will then be asked to verify their identity via our verification process. This takes less than 30 seconds.
Your buyer will then be redirected back to your order confirmation page and will receive an email to confirm the order. They’ll also receive an invoice for the order. Once the order has been fulfilled, you’ll get paid upfront for the purchase instead of waiting until the invoice payment date.
To learn more about Two’s history, make sure you check out this page.
Why offer Two?
- Grow B2B sales
Two helps to boost B2B sales, conversion rates, and average order value by allowing you to accept more customers using our world-leading credit and fraud engines. This makes it easy for you to give your customers the best credit limits on the market, encouraging larger orders and speeding up the purchasing process. - Remove admin
Two handles all invoicing, payment collection and dunning leaving you free to concentrate on what you do best; growing your business and serving your customers. - Offset credit and fraud risk
Thanks to our credit and fraud engines, merchants who use Two don’t need to worry about the risks associated with selling on net terms. Two’s credit and fraud engines have been built specifically to assess a buyer’s creditworthiness, helping to take the stress out of selling. - Upfront payments
Unlike traditional sales on net terms, Two pays you upfront for all purchases, giving you access to tied up working capital and the financial flexibility to grow your business.